Sara’s Investment Portfolio Checks—Upcoming Updates
We are excited to announce an upcoming update to Sara’s Risk Profile checks when reviewing your clients’ recommended investment portfolios.
This enhancement will provide more flexibility when assessing asset allocation, ensuring your recommendations align more closely with licensee benchmarks while accommodating real-world investment scenarios.
What’s Changing?
Currently, Sara applies a flat 10% tolerance to each underlying asset class when reviewing portfolio allocations. However, we recognize that certain asset classes—such as cash—often require greater flexibility.
With this in mind, we have updated Sara’s approach:
1. Growth vs Defensive Assets
Sara will now first assess the total allocation of growth and defensive assets, applying a 10% threshold to each category.
2. Asset Class Ranges
Instead of applying a flat tolerance to all asset classes, Sara will use a range-based approach aligned with the licensee’s Strategic Risk Profiles.
For example, a Balanced risk profile will now allow:
✔ 0% – 15% Cash
✔ 10% – 35% Diversified Fixed Interest
This ensures your investment allocations remain within acceptable limits while providing more room to tailor recommendations to individual client needs.
Strategic Risk Profile Table
The new approach follows the Strategic Asset Allocation and Asset Class Ranges outlined below:
📌 Balanced Risk Profile Example:
Cash: 0% – 15%
Diversified Fixed Interest: 10% – 35%
Australian Shares: 15% – 50%
International Shares: 10% – 40%
Property: 0% – 15%
Alternative Assets: 0% – 15%
For full details, refer to the Strategic Risk Profile Table in the updated guidelines.
What This Means for You
This update ensures that Sara’s SOA reviews:
✅ Align with licensee benchmarks
✅ Allow for real-world portfolio flexibility
✅ Streamline compliance checks
With these improvements, your SOA reviews will be more efficient and aligned with best practices.
When Will the Update Be Live?
The update will go live within the next 24–48 hours.
We appreciate your feedback and are committed to refining our tools to support you better.
🔍 Need more details? Contact us for a walkthrough of the new process!